Role of AI Smartinvest
AI-SmartInvest utilizes artificial intelligence to: - Analyze your financial profile - Suggest suitable Takaful
plans - Optimize your protection-to-premium ratio - Provide personalized risk assessments
🕌 What is Takaful Investment?
Takaful Investment is a Shariah-compliant savings and protection plan where part of your contribution is used for protection (tabarru'), and the other part is invested in halal funds to help grow your wealth over time.
Takaful Protection is a Shariah-compliant financial safety net designed to provide mutual financial aid among participants. It is not just insurance — it's a cooperative pact based on brotherhood, mutual assistance, and ethical values.
FeatureDetails
Plan Name: A-Life Beyond – Islamic Charity Plan
Purpose: Waqf / Hibah / Legacy Giving
Sum Covered (Hibah): RM 500,000 – RM 4,000,000
Maturity Age: 100 years old
Payment Term: Yearly/ Lumpsum (Pay & Done)
Participant Age: up to 60 years old
Payout Method: Hibah (Islamic gift, tax-free)
Beneficiary Option: Individual or Waqf Foundation
Create a legacy of continuous charity (jariah) by leaving behind a lump sum amount (RM 500k – RM 4M) for waqf, Islamic foundations, mosque building, tahfiz sponsorship, or family hibah.
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